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  <!-- ── Priority 1.0 — Core conversion + highest-intent SEO ── -->
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  <!-- ── Priority 0.95 — High-intent SEO landing pages ── -->
  <url><loc>https://www.cgtadvisor.au/grandfathered-cgt</loc><lastmod>2026-05-20</lastmod><changefreq>weekly</changefreq><priority>0.95</priority></url>
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  <!-- ── Priority 0.9 — Core platform + blog ── -->
  <url><loc>https://www.cgtadvisor.au/features</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.cgtadvisor.au/signup</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.cgtadvisor.au/blog</loc><lastmod>2026-05-20</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>

  <!-- ── Priority 0.9 — Blog articles ── -->
  <url><loc>https://www.cgtadvisor.au/blog/should-i-sell-investment-property-before-2027</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.cgtadvisor.au/blog/budget-2026-property-investors-complete-guide</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.cgtadvisor.au/blog/cgt-discount-abolished-what-it-means</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://www.cgtadvisor.au/blog/cost-base-mistakes-property-investors</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.cgtadvisor.au/blog/negative-gearing-explained-australia</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.cgtadvisor.au/blog/property-investment-tax-deductions-australia-2026</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>

  <!-- ── Priority 0.85 — Resource pages ── -->
  <url><loc>https://www.cgtadvisor.au/cgt-guide</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.cgtadvisor.au/budget-2026</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.cgtadvisor.au/stamp-duty</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.85</priority></url>
  <url><loc>https://www.cgtadvisor.au/ato-resources</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.75</priority></url>
  <url><loc>https://www.cgtadvisor.au/help</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.75</priority></url>

  <!-- ── Priority 0.8 — Adviser acquisition ── -->
  <url><loc>https://www.cgtadvisor.au/for-advisers</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://www.cgtadvisor.au/advisers/signup</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.75</priority></url>

  <!-- ── Priority 0.7 — Company pages ── -->
  <url><loc>https://www.cgtadvisor.au/trust</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://www.cgtadvisor.au/about</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.65</priority></url>
  <url><loc>https://www.cgtadvisor.au/contact</loc><lastmod>2026-05-20</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- ── Priority 0.5 — Auth + legal ── -->
  <url><loc>https://www.cgtadvisor.au/login</loc><lastmod>2026-05-20</lastmod><changefreq>yearly</changefreq><priority>0.5</priority></url>
  <url><loc>https://www.cgtadvisor.au/privacy</loc><lastmod>2026-05-20</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://www.cgtadvisor.au/terms</loc><lastmod>2026-05-20</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>

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